Do You Need Financial Assistance?
How to Apply for Financial Aid
Enter your zip code to get started.
Vermont Residents Qualify for These Aid Programs
Vermont is a beautiful place to live, but tough times can happen anywhere. If you're struggling with rent, groceries, healthcare, or utility bills, Vermont offers programs to help. Whether you're in Burlington, Montpelier, or one of the state's many rural towns, there's support to help you get back on track
Here's a breakdown of some key assistance programs in Vermont that are ready to help:
Housing Assistance in Vermont
Vermont Housing Finance Agency (VHFA): VHFA offers a variety of programs to help you find affordable housing. Whether you're looking for rental assistance or need help buying your first home, VHFA has options like down payment assistance and low-interest mortgage loans to make the process easier.
Section 8 Housing Choice Voucher Program: If paying rent is a challenge, Section 8 can help cover a portion of your rent, making it more affordable for you to find and maintain a safe place to live.
Vermont Public Housing Program: Managed by local housing authorities, this program provides affordable housing to individuals and families with low incomes, ensuring you have a stable place to call home.
Homeless Prevention & Rapid Re-Housing Programs: If you're facing homelessness or are at risk of losing your home, these programs offer temporary rental assistance, emergency shelter, and support services to help you get back on your feet.
Food Assistance in Vermont
3SquaresVT (Vermont's SNAP Program): Groceries can be expensive, but 3SquaresVT helps by providing monthly benefits to cover food costs, making sure you have access to healthy meals.
WIC (Women, Infants, and Children Program): If you're pregnant, a new mom, or have children under five, WIC provides healthy food, nutrition counseling, and breastfeeding support to help you and your little ones stay nourished.
Vermont School Meals Program: School-age children can qualify for free or reduced-price meals, making sure they get the nutrition they need to grow and succeed in the classroom.
The Emergency Food Assistance Program (TEFAP): TEFAP works through local food banks and partners to provide emergency food supplies for individuals and families facing hardship, ensuring no one goes hungry.
Healthcare Assistance in Vermont
Vermont Medicaid: If healthcare costs are overwhelming, Medicaid offers free or low-cost coverage for children, pregnant women, seniors, and individuals with disabilities. From doctor visits to hospital care, Medicaid helps cover it all.
Dr. Dynasaur (Vermont's CHIP Program): For families that don't qualify for Medicaid but still need affordable health insurance for their children, Dr. Dynasaur provides low-cost coverage for kids and pregnant women.
Vermont Medicare Savings Program: If you're a senior or an individual with disabilities and struggling with Medicare premiums and out-of-pocket costs, this program helps reduce your financial burden.
Family Planning Services: Need reproductive health services? Vermont offers free or low-cost birth control, exams, and other family planning services to help you stay healthy and in control of your health.
Utility Assistance in Vermont
Low-Income Home Energy Assistance Program (LIHEAP): Vermont winters can be harsh, and heating bills can pile up fast. LIHEAP helps by covering part of your heating and cooling costs, keeping your home comfortable year-round.
Weatherization Assistance Program (WAP): WAP helps make your home more energy-efficient by providing services like insulation, air sealing, and furnace repairs, helping you save on energy bills.
Child Care and Family Support in Vermont
Vermont Child Care Financial Assistance Program: If you're juggling work or school and need help with child care costs, this program provides financial assistance to cover part of those expenses, so your kids are taken care of while you focus on your commitments.
Reach Up (Vermont's TANF Program): Reach Up provides temporary financial assistance to low-income families, helping cover essentials like food, housing, and utilities while offering job training and support to help you gain financial independence.
Head Start Vermont: For families with young children, Head Start offers early childhood education, healthcare services, and nutritious meals to help prepare kids for school and life beyond.
Disability and Senior Assistance in Vermont
Supplemental Security Income (SSI): If you're a senior or have a disability, SSI provides monthly payments to help with basic living expenses like rent, food, and medical care.
Vermont Division of Vocational Rehabilitation (DVR): If you have a disability and are looking for work, DVR offers job training, career counseling, and placement services to help you find employment that fits your needs and goals.
Home and Community-Based Services (HCBS) Waivers: These waivers allow seniors and people with disabilities to receive long-term care services in their homes or communities, providing the care you need without leaving familiar surroundings.
Employment and Job Training in Vermont
Vermont Department of Labor (VDOL): Whether you're looking for work or need help with job training, VDOL offers services like job search assistance, resume writing help, and career counseling to help you find employment.
Workforce Innovation and Opportunity Act (WIOA): WIOA connects you with job training programs for high-demand fields, helping you gain the skills and certifications needed to thrive in Vermont's job market.
Vermont Apprenticeship Program: Interested in learning while you earn? This program provides hands-on training and certifications in fields like manufacturing, healthcare, and the trades, helping you build a career with real-world experience.
Unemployment Insurance (UI): If you've recently lost your job, Vermont's Unemployment Insurance program offers temporary financial assistance while you look for new employment opportunities.
Financial Aid Application Instructions
Check Your Eligibility: Each program has specific eligibility requirements based on income, household size, and other factors. Check the program's website or contact a local office to see if you qualify.
Gather Your Documents: You'll need proof of income, identification, and residency to apply. Having these ready will make the application process smoother.
Submit Your Application: Most programs allow you to apply online, by mail, or in person. Make sure your application is accurate and complete before submitting it.
Follow Up: Keep an eye on your application status and be prepared to provide any additional information if needed.
Access Your Benefits: Once approved, you'll receive information on how to access your benefits and start receiving the help you need.
Take the First Step
If you're facing tough times, Vermont's assistance programs are here to help. Whether you need support with food, housing, healthcare, or job training, there's a program designed to fit your situation. Start by checking your eligibility and applying for the resources that best meet your needs—help is just a step away.