SSDI Benefits in Utah

Social Security Disability Insurance (SSDI) helps Utah residents who can't work due to a disability. The program gives monthly payments to support those who meet specific medical and work-related requirements. The money comes from the Social Security taxes that workers pay. If you qualify, you get monthly payments to help with living expenses.

How to Qualify for SSDI in Utah

To qualify for SSDI, you must have a medical problem that stops you from working. It must last at least a year or be considered a terminal condition.

You also must have earned enough work credits. When you work, you earn credits by paying Social Security taxes. If you become disabled and can't work, SSDI uses these credits to provide you with monthly payments. The program operates as a form of insurance.

SSA Blue Book

The Social Security Administration (SSA) has rules to decide if you're disabled. They use a guide called the Blue Book, which lists different medical problems and the eligibility guidelines for each condition. If your problem is in the Blue Book, and you meet the requirements for that disability, you may get SSDI.

Work Credits

Work credits measure the time you have spent working and paying Social Security taxes. You can earn up to four work credits each year. To qualify for SSDI, you need a certain number of these credits. The number depends on your age when you become disabled. Most people need 40 credits, with 20 earned in the last 10 years.

Consultative Examination

A Consultative Examination (CE) is a special medical examination requested by the Social Security Administration (SSA) to obtain additional information about your disability claim. The examination is paid for by the SSA and conducted by an SSA-approved healthcare provider.

During the CE, the doctor will evaluate the nature and extent of your disability and how it affects your ability to perform work-related tasks. The findings from the CE are then compiled in a report, which is sent to the SSA. This report can be highly influential in the SSA's decision to approve or deny your claim. It's an important step in the process when existing medical records do not provide enough medical evidence.

How to Apply for SSDI in Utah

You can apply for SSDI online, by phone, or in person. The fastest way to get benefits is to apply online.

Before applying, gather the necessary documents, including proof of identity, medical records, employment history, and any other information that shows how your disability prevents you from working.

Apply for SSDI Benefits Online: https://secure.ssa.gov/iClaim/dib

Apply By Phone: 1-800-772-1213 (TTY 1-800-325-0778) between 8:00 am - 7:00 pm, Monday through Friday.

After applying for SSDI in Utah, there is a waiting period while the SSA reviews your application. This process can take several months as they thoroughly evaluate your medical and work history. It's important to be patient and keep track of any communications from the SSA during this time.

If Your Application Is Denied

Not all SSDI applications are approved on the first try. If your application is denied, don't be discouraged. You have the right to appeal the decision.

The appeal process involves several levels, starting with a request for reconsideration of your claim by someone who was not involved in the original decision. If that doesn't resolve the issue, you may request a hearing before an administrative law judge.

At this point, many people decide to hire a Utah disability lawyer. While not required, a disability lawyer can be a valuable asset in the appeal process. They understand the system, know what information is needed, and can present your case in the best light.

A disability lawyer can review your application, gather necessary evidence, and represent you during the hearing. There are typically no attorney fees unless you win your case.

Supplemental Security Income in Utah

The Supplemental Security Income (SSI) program helps low-income Utah residents who are age 65 or over, blind, or disabled. You might qualify for SSI benefits if you fall into one of these categories.

How to Qualify for SSI in Utah

To qualify for SSI, you need to meet certain income and financial limits. The SSA examines your wages and other money you receive, as well as assets that you own like cash and personal property.

You must also fall into one of the following categories:

• 65 years old or older
• Blind
• Disabled (as defined by the Social Security Administration)

How to Apply for SSI in Utah

The application process for SSI is similar to applying for SSDI. You apply online, over the phone, or by visiting your local Social Security Administration (SSA) office.

Apply for SSI Benefits Online: https://www.ssa.gov/ssi/start.html

Apply By Phone: Call 1-800-772-1213

You'll need to provide various documents during the application process, including proof of your identity, details about your income and living arrangement, and medical information related to your disability, if applicable. This information will help the SSA determine if you meet the qualifications for the SSI program.

If you need assistance with your application, the SSA representatives are available to guide you through the process, either over the phone or in person at an SSA office.

Utah - Social Security Disability Office Locations