Kentucky KCHIP Application Information

Kentucky Children's Health Insurance Program (KCHIP) is a federal and State initiative dedicated to providing free (low cost) health insurance to kids. This initiative is tailored to cater for children less than 19 years in families with incomes less than 200% of the federal poverty level and without health insurance. The State recognizes the importance of children having access to healthcare services and that is the major reason behind the initiative. The KCHIP program simply provides children with affordable and comprehensive health insurance.

This program covers the following services:

  • Dental and Psychiatric care
  • Inpatient and Outpatient Hospital Services
  • Eye care, immunizations, checkups, physical, and speech therapy for children
  • Laboratory tests as well as X-rays
  • Eye Exams
  • Prescription Medication

For individuals who are not sure whether the service they want to obtain is covered by KCHIP, one can call (800) 635-2570 and get the necessary information from qualified members of staff.

Kentucky residents, US citizens, and legal aliens can apply for the KCHIP program, provided they meet the minimum eligibility requirements set by the State of Kentucky. One of the major benefits of the KCHIP program is that one will be in a better condition to control health conditions and provide quality medical care for their children.

Eligibility Requirements

Individuals are eligible for the KCHIP program if:

  • They are residents of the state of Kentucky
  • They are under the age of 19
  • Children are from families with income less than 200% of the Federal Poverty level

The KCHIP basic income Limits is clearly illustrated in the table below.

Number of Family Members Total Monthly Family Income (before taxes) Total Annual Family Income (before taxes)
1 $2,588 $31,056
2 $3,500 $42,000
3 $4,413 $52,956
4 $5,325 $63,900
5 $6,237 $74,844
6 $7,150 $85,800
7 $8,062 $96,744
8 $8,974 $107,688

*before taxes

The above table shows the 200% FPL (Federal Poverty Levels) guidelines based on the annual publications made by FPL.

KCHIP Application Instructions

There are two available application processes for the Kentucky Children Health Insurance Program (KCHIP), i.e. online application, and personal application.

Online Application

By visiting this link you will be able to download the application form (pdf), fill the relevant details and submit it.

Phone Applications

One can apply for the KCHIP program by calling this toll free line (877) KCHIP18 or (877) 524-4718. By using this application method, one can personally ask the staff members any questions regarding the application process and requirements.

After filling out the application form, they can be mailed to the following address:

P.O. Box 55270
Lexington, KY 40555-5270

Or faxed to: (859) 246-2890